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According to the above description, the proxy mode is relatively easy to understand. Let's look at the code:夏日的阳光下，黑和银寻得了片刻的休憩。但是，幸福的时间并未长久，深重冷酷的黑暗已悄悄迫近。本是失去自我的DOLL的银在与黑共处的日子里，渐渐开始表现出自己独立的意志。对银的变化感到困惑焦躁的黑，却并不明白这意味着怎样的事实(2) the second mast lamp, after and above the front mast lamp; Ships less than 50m in length are not required to display the mast light, but can do so;……之后终于打破了长达10年的沉默，重新启动了项目。成为传说的第一1939年冬，日军进攻巴山县城，国民党警卫营营长徐绍华奉命抵挡，掩护大部队撤离，农村妇女葛秋月进城时差点遭到日军强奸，幸得徐绍华相救。警卫营在抗击日军中，几乎全军覆没，徐绍华灰心丧气，葛秋月带来巴山游击队从后方袭击日军，救出徐绍华。巴山游击队长朱明在战斗中牺牲，临终交托秋月和日军作战到底。日军扫荡葛家村，葛秋月家破人亡，痛不欲生。但是秋月没有被打倒，她带着游击队继续和日军作战。葛秋月在战斗中，把抗日队伍发展壮大，成立了猎豹抗日支队，成功地阻击了日军的多次攻占，保护了巴山县老百姓的生命安全，谱写了一曲曲悲壮的民族赞歌。1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.