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The students. They may have been able to enter the threshold of university with the help of the state and society, but they do not have the money to buy computers, participate in more education and training, etc., and Qifang Network provides this loan method with negotiable interest, which broadens the channels for loans. Qi Fang's risk control has the following three characteristics: decentralized loans, strict examination and risk sharing. Decentralized loans are the common characteristics of these models. Strict examination means that students need to pass five related certifications before releasing help-seeking information: website ID card authentication, mobile phone authentication, bank account authentication, e-mail authentication and student ID card authentication. After passing five certifications, the student's identity can be determined. Risk sharing is mainly due to the fact that Qi Fang's borrowing targets come from universities that cooperate with Qi Fang, such as Chengdu College of Sichuan University and Ningxia Normal University. Schools and Qi Fang share risks. In this way, we can not only better find the right loan recipients and provide the real and effective evaluation of the loan recipients, but also make it easy for students to find loans through Qi Fang, and also avoid the risks of lenders. When the loan is established, the money will not be directly transferred to the student's bank account, but will be transferred to the account of the school where the student is located, and then the school will send the money to the borrowing student, thus ensuring the real use of the loan. Qi Fang's profits come from three sources: first, the service fee, which is about 2%. The second is online advertising revenue. The third is the commission of training tuition income. This is a more distinctive point. Through cooperation with training institutions or enterprises, Qi Fang not only provides assistance to college students who cannot afford training expenses or enterprise training, but also shares it from the tuition income of training institutions. Qi Fang人物关系Episode 221973年德国汉堡市，女权主义活动家兼作家Zarah Wolf被一家大出版社雇用。在这个以男性占主导地位的地区，她尝试为性别歧视、堕胎等男女不平等的行为话题发声，但往往因此而身陷囹圄。出版商的女儿Jenny Olsen却一直支持着她的信念，最终她们相爱了。在这个狂野的年代，度过了狂野岁月，正如女主的名字Zarah Wolf，谁说女子就不如男子？勇敢的孤狼闯出了自己的一片新天地！1. Ships of 50m or more in length:TV动画《#键等学园#》第二季 将在2022年4月开播！