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24. The company should increase interaction with employees and listen to their ideas and suggestions.注视着她轻声问道：你为什么不下手？我欠你一条命，现在又灭了南雀国。1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.就是说咱们议价的单位是十两对吧？不错，这货……其实也可以两起。大千世界包罗万象，十四部短片，十四个社会切面，十四种无畏表达惊喜感、新鲜感，一切皆可拍。扭蛋机里装着无限可能。这里所有短片都如同机器里那些内容未知的扭蛋。直到被打开前，你都不知道将遇见怎样的精彩，一场属于青年创作者的freestyle。无限精彩，等你解锁。心中有些打不定主意，想着还是将huā盆挪到外面去。小葱，你娘跟奶奶哩？张槐问大闺女。