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The students. They may have been able to enter the threshold of university with the help of the state and society, but they do not have the money to buy computers, participate in more education and training, etc., and Qifang Network provides this loan method with negotiable interest, which broadens the channels for loans. Qi Fang's risk control has the following three characteristics: decentralized loans, strict examination and risk sharing. Decentralized loans are the common characteristics of these models. Strict examination means that students need to pass five related certifications before releasing help-seeking information: website ID card authentication, mobile phone authentication, bank account authentication, e-mail authentication and student ID card authentication. After passing five certifications, the student's identity can be determined. Risk sharing is mainly due to the fact that Qi Fang's borrowing targets come from universities that cooperate with Qi Fang, such as Chengdu College of Sichuan University and Ningxia Normal University. Schools and Qi Fang share risks. In this way, we can not only better find the right loan recipients and provide the real and effective evaluation of the loan recipients, but also make it easy for students to find loans through Qi Fang, and also avoid the risks of lenders. When the loan is established, the money will not be directly transferred to the student's bank account, but will be transferred to the account of the school where the student is located, and then the school will send the money to the borrowing student, thus ensuring the real use of the loan. Qi Fang's profits come from three sources: first, the service fee, which is about 2%. The second is online advertising revenue. The third is the commission of training tuition income. This is a more distinctive point. Through cooperation with training institutions or enterprises, Qi Fang not only provides assistance to college students who cannot afford training expenses or enterprise training, but also shares it from the tuition income of training institutions. Qi Fang该剧由来自《迷失》的制片人组合J.J. Abrams和Bryan Burk打造。Policy Mode:　　而这对母女，为了保有属于自己的男人，害怕殷雄落入其他的女人手中，总是费尽心思、拿出自己毕生压箱宝的绝活、用尽手段把殷雄一次又一次的抓回来，这样的一物克一物的食物链剧情，纠葛形成了40集具有质感的时装喜剧。If you need to modify the key settings, please save them after setting them in Cotrols.3个谢绝婚姻的轻熟兄弟，6段你情我愿的情感关系，5对非诚勿扰的灵魂爱侣，这群闪婚一族，能在365天内，追求梦寐以求的真挚感情，在求爱大作战中旗开得胜吗？